Investment Funds with High Dividends from Kuveyt Türk

Managed by Kuveyt Türk's subsidiary KT Portföy, Investment funds complying with the principles of participation finance offer high dividends to their investors and can be quickly and easily converted into cash in case of need for cash.

According to the statement made by Kuveyt Türk, customers can make use of their savings by investing in assets consisting of capital market instruments and precious metals, thanks to the investment funds of Kuveyt Türk that effectively brings together outstanding financial products and services with its savings account owners and investors.

With the investment funds managed by KT Portföy, a 100 percent subsidiary of Kuveyt Türk, TRY deposit customers can invest in different investment instruments that meet their needs for daily return and high dividends in line with the principles of participation finance. In addition, customers can easily convert their invested funds into cash in case of need for cash and earn a dividend for the period spent in the fund.

The purchase and sale transactions of investment funds consisting of KT Portföy First Participation Fund (KTM), KT Portföy Short-term Lease Certificate Participation Fund (KTV), KT Portföy Kızılay Support Gold Participation Fund (KZL), KT Portföy Participation Share Certificate Fund (KPC), and KT Portföy Money Market Participation Fund (KLU) can be performed through Kuveyt Türk's digital channels.

In order to purchase and sell funds, customers must first open an investment account at Kuveyt Türk branches or via Kuveyt Türk Mobile. Customers with investment accounts can perform direct fund purchase and sale transactions at a single price per day through Kuveyt Türk Mobile, the internet branch, Tradeplus, and branches. Investors can easily convert the whole or the needed portion of their investments to cash.

The investment funds offered by KT Portföy to Kuveyt Türk customers and their features are as follows:

"KTM is a fund for those who want to divide investment risk and invest in stock certificates in a limited way, and it mainly consists of stocks and lease certificates. Having a higher risk level compared to lease certificate funds but lower risk than stock-intensive funds, this fund generally contains stocks at a rate of 25-30%.

KTV is the fund that appeals to customers with heavy cash flow who plan to invest in short and medium-term lease certificates. It is a fund that is preferable by investors who expect inflation rates to decrease in the short and medium term. At least 80 percent of the total value of the fund is invested in lease certificates issued by the public and private sectors, with a monthly weighted average maturity of the fund portfolio between 25-90 days. Being particularly suitable for short-term investments, the risk level of this fund is low, as it can be traded with a value date on the same day. Purchase/sale transactions with no limits can be performed at 09.00-12.30, transactions with a limit of TRY 500 thousand at 12.30-17.00, and sales transactions with a limit of TRY 5 thousand can be performed after working hours and on weekends.

The purpose of the investment of the fund in KZL is to obtain a return in parallel with gold prices within the framework of interest-free finance principles. Even though the risk level is high, it is suitable for long-term investors and those who want to invest in gold.

KPC is an ideal fund for investors that desire to invest heavily in stocks but cannot decide which stock to invest in. At least 80 percent of the total value of the fund is invested in stocks that comply with the participation principles.

KLU is a high-return fund and is suitable for customers who need short-term investment to exchange between different investment instruments and have intense cash flow (investors who frequently perform transactions in the precious metal and foreign exchange market and desire to make use of their cash in the short term). The fund portfolio also invests in public and private lease certificates and participation accounts, mainly in contracted transactions based on lease certificates, in line with short-term investments. Purchase/sale transactions with no limits can be performed at 09.00-12.30, transactions with a limit of TRY 500 thousand at 12.30-17.00, and sales transactions with a limit of TRY 5 thousand can be performed after working hours and on weekends."